$BKX banking index monthly chart below.
This month saw a short covering rally in the index, followed by another big sell off.
This has produced a bearish shooting star doji candlestick, with the month end closing only a few days away.
One scenario is for 60% collapse in this index from here into late 2022, early 2023…over the next 18 months.
If this scenario plays out, bank solvency is a risk over the next 18 to 30 months.
Make sure you do not have large deposits in banks, and do not think your government will be financially able to insure all deposits! Be wary of bank owned brokerage houses too, as they will get caught up in any bank owned broker insolvency event.